The Caribbean Flip

What are travel rewards cards, exactly?
Travel rewards cards let you earn cash back, points, or miles on everyday spending—groceries, gas, bills, and subscriptions—so future trips cost less out of pocket.

Why are travel rewards cards considered the fastest way to fund travel?
Because you’re not changing how you spend—you’re redirecting spending you already do. Rewards accumulate automatically, often faster than saving manually.

Is cash back better than travel points?
It depends. Cash back offers flexibility—you can use it for flights, hotels, excursions, or even statement credits. Many travelers prefer cash back for short trips and destinations like the Caribbean.

How do balance transfer cards help with travel planning?
Cards offering 0% interest for extended periods can help consolidate existing balances, reduce interest costs, and free up monthly cash flow—money that can be redirected toward travel.

Does “no interest until 2027” mean no payments?
No. You’ll still need to make minimum monthly payments. The benefit is avoiding interest charges during the promotional period if payments are made on time.

Can travel rewards cards be used responsibly?
Yes. When used for planned spending and paid down consistently, rewards cards can be a financial tool—not a liability.

Are travel rewards cards only for frequent travelers?
Not at all. Even one or two trips a year can be meaningfully offset with rewards earned from regular household spending.

Do travel rewards cards work for Caribbean destinations like Cozumel?
Yes. Cash back and flexible travel rewards are especially useful for flights, accommodations, ferries, dining, and excursions throughout the Caribbean.